.sub-hero{background:linear-gradient(180deg,var(--navy-deep),var(--navy));color:var(--ivory);padding:clamp(56px, 9vw, 104px) 0 clamp(44px, 6vw, 72px)}.sub-hero h1{font-family:var(--display);font-weight:600;font-size:clamp(2rem, 4.6vw, 3.2rem);line-height:1.12;margin:0 0 .5rem;color:#fff}.sub-hero h1 em{font-style:italic;color:var(--gold-light)}.sub-hero .lede{color:rgb(243 240 228 / .82);max-width:640px;margin:0}.breadcrumbs{display:flex;align-items:center;gap:.5rem;flex-wrap:wrap;font-size:.82rem;color:rgb(243 240 228 / .62);margin-bottom:1.1rem}.breadcrumbs a{color:var(--gold-light);text-decoration:none}.breadcrumbs a:hover{text-decoration:underline}.breadcrumbs .crumb-sep{opacity:.5}.prose-sec{padding:clamp(40px, 6vw, 72px) 0}.prose{max-width:720px}.prose h2,.prose h3{font-family:var(--display);color:var(--navy);line-height:1.2}.prose h2{font-size:clamp(1.5rem, 3vw, 2rem);margin:2.2rem 0 .8rem}.prose h3{font-size:1.25rem;margin:1.8rem 0 .6rem}.prose p{line-height:1.75;color:var(--soft);margin:0 0 1rem}.prose ul,.prose ol{margin:0 0 1.2rem;padding-left:1.3rem;color:var(--soft)}.prose li{line-height:1.7;margin-bottom:.35rem}.prose li::marker{color:var(--gold)}.prose a{color:var(--gold-text);text-decoration:underline;text-underline-offset:3px}.prose blockquote{margin:1.4rem 0;padding:.9rem 1.2rem;background:var(--warm);border-left:3px solid var(--gold);border-radius:0 var(--radius) var(--radius) 0;color:var(--navy)}.prose table{width:100%;border-collapse:collapse;margin:0 0 1.4rem;font-size:.95rem}.prose th,.prose td{border:1px solid var(--line);padding:.55rem .8rem;text-align:left}.prose th{background:var(--warm);color:var(--navy)}.prose img{max-width:100%;height:auto;border-radius:var(--radius)}.prose .tldr{background:var(--ivory);border:1px solid var(--gold-soft);border-radius:var(--radius-lg);padding:1.1rem 1.3rem;margin:0 0 1.6rem}.prose .tldr p:last-child{margin-bottom:0}.post-list{padding:clamp(40px, 6vw, 72px) 0}.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}.post-card{border:1px solid var(--line);border-radius:var(--radius-lg);padding:1.5rem;background:#fff;display:flex;flex-direction:column;gap:.6rem;transition:transform var(--motion-base) var(--ease),box-shadow var(--motion-base) var(--ease)}.post-card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}.post-card h3{font-family:var(--display);font-size:1.35rem;line-height:1.25;margin:0}.post-card h3 a{color:var(--navy);text-decoration:none}.post-card h3 a:hover{color:var(--gold-text)}.post-card p{margin:0;color:var(--muted);line-height:1.65;font-size:.95rem}.post-cat{align-self:flex-start;font-size:.74rem;letter-spacing:.06em;text-transform:uppercase;color:var(--gold-text);background:var(--gold-soft);border-radius:999px;padding:.22rem .7rem;text-decoration:none}.post-meta{font-size:.82rem;color:var(--muted)}.empty-note{color:var(--muted)}.post-list .pagination,.post-list nav.pagination{display:flex;justify-content:center;gap:.4rem;margin-top:2rem}.post-list .page-numbers{display:inline-block;min-width:2.2rem;text-align:center;padding:.45rem .7rem;border:1px solid var(--line);border-radius:var(--radius);color:var(--navy);text-decoration:none}.post-list .page-numbers.current{background:var(--navy);color:#fff;border-color:var(--navy)}.post-meta-top{color:var(--muted);font-size:.9rem;margin:0 0 1.4rem}.optin-band{background:var(--ivory);border-top:1px solid var(--gold-soft);padding:clamp(40px, 6vw, 64px) 0}.optin-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:2rem;align-items:center}.optin-copy h2{font-family:var(--display);color:var(--navy);font-size:clamp(1.4rem, 2.8vw, 1.9rem);line-height:1.25;margin:.3rem 0 .5rem}.optin-copy h2 em{font-style:italic;color:var(--gold-text)}.optin-copy p{color:var(--muted);margin:0}.optin-form{display:flex;flex-direction:column;gap:.6rem}.optin-input{padding:.8rem 1rem;border:1px solid var(--line-strong);border-radius:var(--radius);font:inherit;background:#fff;color:var(--ink)}.optin-input:focus{outline:2px solid var(--gold);outline-offset:1px;border-color:var(--gold)}.optin-form .form-note{font-size:.78rem;color:var(--muted);margin:0}.hp-field{position:absolute!important;left:-9999px!important;height:0;overflow:hidden}.optin-modal{position:fixed;inset:0;z-index:999}.optin-backdrop{position:absolute;inset:0;background:rgb(12 29 56 / .58);backdrop-filter:blur(2px)}.optin-card{position:relative;max-width:440px;margin:9vh auto 0;background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow);padding:2rem 1.8rem 1.5rem}.optin-card h3{font-family:var(--display);color:var(--navy);margin:.2rem 0 .5rem;font-size:1.6rem}.optin-card>p{color:var(--muted);line-height:1.6;margin:0 0 1rem}.optin-close{position:absolute;top:.6rem;right:.8rem;border:0;background:none;font-size:1.6rem;line-height:1;color:var(--muted);cursor:pointer}body.optin-open{overflow:hidden}.cta-strip{background:linear-gradient(180deg,var(--navy),var(--navy-deep));color:var(--ivory);text-align:center;padding:clamp(48px, 7vw, 80px) 0}.cta-strip h2{font-family:var(--display);font-size:clamp(1.6rem, 3.4vw, 2.4rem);margin:0 0 1.2rem;color:#fff}.cta-strip h2 em{font-style:italic;color:var(--gold-light)}.svc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}.svc-card{border:1px solid var(--line);border-radius:var(--radius-lg);background:#fff;padding:1.6rem;display:flex;flex-direction:column;gap:.5rem;align-items:flex-start;transition:transform var(--motion-base) var(--ease),box-shadow var(--motion-base) var(--ease)}.svc-card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}.svc-card h3{font-family:var(--display);font-size:1.3rem;margin:0}.svc-card h3 a{color:var(--navy);text-decoration:none}.svc-card h3 a:hover{color:var(--gold-text)}.svc-card .aside-link{margin-top:.4rem}.svc-cta{text-align:center;margin-top:2.4rem}.svc-cta p{color:var(--muted);margin:0 0 .9rem}nav.main-nav li{list-style:none;margin:0;padding:0}nav.main-nav li.menu-item-has-children{position:relative}nav.main-nav .sub-menu{display:none;position:absolute;min-width:236px;margin:0;padding:.4rem;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow);list-style:none}nav.main-nav li.menu-item-has-children::after{content:"";position:absolute;left:-10px;right:-10px;top:100%;height:14px}nav.main-nav .menu-item-has-children:hover .sub-menu,nav.main-nav .menu-item-has-children:focus-within .sub-menu{display:block}nav.main-nav .sub-menu{top:100%;left:-12px;transform:none;min-width:236px;width:max-content;max-width:320px;z-index:300}nav.main-nav .sub-menu a{display:block;padding:.58rem .85rem;border-radius:8px;color:var(--ink);font-size:14.5px;font-weight:500;text-decoration:none;white-space:nowrap}.main-nav .sub-menu a:hover{background:var(--warm);color:var(--gold-text)}@media (max-width:960px){.card-grid{grid-template-columns:repeat(2,1fr)}.optin-grid{grid-template-columns:1fr;gap:1.4rem}}@media (max-width:640px){.card-grid{grid-template-columns:1fr}.svc-grid{grid-template-columns:1fr}}.post-thumb{display:block;margin:-1.5rem -1.5rem .4rem;border-radius:var(--radius-lg) var(--radius-lg) 0 0;overflow:hidden}.post-thumb img{width:100%;aspect-ratio:16 / 9;object-fit:cover;display:block;transition:transform var(--motion-base) var(--ease)}.post-card:hover .post-thumb img{transform:scale(1.04)}.post-featured{margin:0 0 1.6rem}.post-featured img{width:100%;border-radius:var(--radius-lg);box-shadow:var(--shadow);display:block}.toc{background:var(--warm);border:1px solid var(--line);border-radius:var(--radius-lg);padding:1.1rem 1.3rem;margin:0 0 2rem}.toc-title{font-weight:600;color:var(--navy);margin:0 0 .5rem;letter-spacing:.02em}.toc ol{margin:0;padding-left:1.2rem}.toc li{margin-bottom:.3rem}.toc a{color:var(--soft);text-decoration:none}.toc a:hover{color:var(--gold-text);text-decoration:underline}.related-posts{padding:clamp(40px, 6vw, 64px) 0;border-top:1px solid var(--line);background:var(--warm)}.related-title{font-family:var(--display);color:var(--navy);font-size:clamp(1.4rem, 3vw, 1.9rem);margin:0 0 1.2rem}.related-title em{font-style:italic;color:var(--gold-text)}.blog-search-band{background:#fff;border-bottom:1px solid var(--line);padding:1.1rem 0}.blog-search{display:flex;gap:.6rem}.blog-search .optin-input{flex:1}@media (max-width:640px){.blog-search{flex-direction:column}}.contact-dock{position:fixed;right:18px;bottom:18px;z-index:90;display:none;flex-direction:column;gap:10px}@media (min-width:961px){.contact-dock{display:flex}}.dock-btn{display:inline-flex;align-items:center;gap:.55rem;min-height:52px;padding:0 1rem;background:var(--navy);color:var(--ivory);border-radius:999px;text-decoration:none;box-shadow:var(--shadow);transition:transform var(--motion-fast) var(--ease),background var(--motion-fast) var(--ease)}.dock-btn:hover{transform:translateY(-2px);background:var(--navy-deep);color:var(--gold-light)}.dock-btn svg{flex:none}.dock-label{font-size:.82rem;font-weight:500;white-space:nowrap}.dock-cta{background:var(--gold);color:var(--navy-deep);font-weight:600}.dock-cta:hover{background:var(--gold-hover);color:#fff}.dock-cta-text{font-size:.88rem;white-space:nowrap}.yv-optin-tab{position:fixed;left:16px;bottom:16px;z-index:95;display:none;align-items:center;gap:.5rem;background:var(--gold);color:var(--navy-deep);border:0;border-radius:999px;padding:.6rem 1rem;font:inherit;font-size:.85rem;font-weight:600;box-shadow:var(--shadow);cursor:pointer;transform:translateY(120%);opacity:0;transition:transform var(--motion-base) var(--ease),opacity var(--motion-base) var(--ease)}.yv-optin-tab.show{transform:translateY(0);opacity:1}.yv-optin-tab:hover{background:var(--gold-hover);color:#fff}.tab-close{font-size:1.1rem;line-height:1;opacity:.75;padding-left:.2rem}.tab-close:hover{opacity:1}@media (min-width:961px){.yv-optin-tab{left:auto;right:18px;bottom:190px}}.yv-inline-cta{display:flex;align-items:center;justify-content:space-between;gap:1rem;flex-wrap:wrap;background:linear-gradient(135deg,var(--navy),var(--navy-deep));color:var(--ivory);border-radius:var(--radius-lg);padding:1.1rem 1.4rem;margin:2.2rem 0}.yv-inline-cta-copy{display:flex;flex-direction:column;gap:.2rem}.yv-inline-cta-copy strong{font-size:1.02rem;color:#fff}.yv-inline-cta-copy span{font-size:.86rem;color:rgb(243 240 228 / .8)}.yv-inline-cta .btn{flex:none}@media (max-width:640px){.yv-inline-cta{flex-direction:column;align-items:flex-start}}.svc-chips{display:flex;flex-wrap:wrap;gap:.4rem;margin:0}.svc-chip{font-size:.78rem;font-weight:500;color:var(--soft);background:var(--warm);border:1px solid var(--line);border-radius:999px;padding:.22rem .7rem}.svc-chip-gold{color:var(--gold-text);background:var(--gold-soft);border-color:#fff0;font-weight:600}@media (max-width:860px){nav.main-nav li.menu-item-has-children::after{display:none}nav.main-nav .sub-menu{display:block;position:static;min-width:0;width:auto;max-width:none;margin:0 28px 4px;padding:0 0 0 12px;background:#fff0;border:0;border-left:2px solid var(--gold-soft);border-radius:0;box-shadow:none}nav.main-nav .sub-menu a{padding:9px 10px;font-size:14.5px;color:var(--muted);border-radius:6px;white-space:normal}nav.main-nav .sub-menu a:hover{background:var(--warm)}}.trust-band{background:var(--navy);color:var(--ivory);padding:1.6rem 0}.trust-grid{display:flex;align-items:center;justify-content:space-between;gap:1.2rem;flex-wrap:wrap}.trust-item{display:flex;flex-direction:column;gap:.1rem}.trust-item strong{font-family:var(--display);font-size:1.6rem;color:var(--gold-light);line-height:1.1}.trust-item span{font-size:.85rem;color:rgb(243 240 228 / .8)}.trust-cta{margin-left:auto}@media (max-width:720px){.trust-grid{justify-content:flex-start}.trust-cta{margin-left:0;width:100%}}.post-read-next{background:var(--warm);border:1px solid var(--line);border-radius:var(--radius);padding:.8rem 1rem;font-size:.92rem;margin:1.6rem 0}.post-read-next strong{color:var(--navy)}.post-read-next a{color:var(--gold-text);text-decoration:underline;text-underline-offset:3px}.quiz-sec{padding:clamp(36px, 6vw, 64px) 0}.quiz-form,.quiz-result{max-width:720px}.quiz-q{border:1px solid var(--line);border-radius:var(--radius-lg);background:#fff;padding:1.1rem 1.2rem;margin-bottom:1rem}.quiz-q.quiz-missing{border-color:var(--danger);box-shadow:0 0 0 3px rgb(180 35 42 / .12)}.quiz-q-title{font-weight:600;color:var(--navy);margin:0 0 .6rem}.quiz-q label{display:block;padding:.45rem .2rem;color:var(--soft);cursor:pointer}.quiz-q label:hover{color:var(--navy)}.quiz-q input[type="radio"]{margin-right:.5rem;accent-color:var(--gold-text)}.quiz-result{border:1px solid var(--gold-soft);border-radius:var(--radius-lg);background:#fff;padding:1.6rem 1.5rem}.quiz-score{display:flex;align-items:baseline;gap:.4rem;margin-bottom:.6rem}.quiz-score-num{font-family:var(--display);font-size:3rem;font-weight:600;color:var(--gold-text);line-height:1}.quiz-score-label{color:var(--muted);font-size:.9rem}.quiz-result h2{font-family:var(--display);color:var(--navy);margin:0 0 .6rem}.quiz-result p{color:var(--soft);line-height:1.7}.quiz-lead{border-top:1px dashed var(--line-strong);margin-top:1.2rem;padding-top:1.2rem}.quiz-lead p{margin:0 0 .8rem}.quiz-lead .optin-form{margin-bottom:.6rem}.quiz-result .btn-ghost{margin-top:.4rem}.btn-ghost{background:#fff0;border:1px solid var(--line-strong);color:var(--soft);padding:.6rem 1.1rem;border-radius:var(--radius);cursor:pointer;font:inherit}.btn-ghost:hover{border-color:var(--navy);color:var(--navy)}.svc-fig{margin:1.8rem 0}.svc-fig img{width:100%;height:auto;display:block;border-radius:var(--radius-lg);box-shadow:var(--shadow);border:1px solid var(--line)}.svc-card{padding:1.2rem}@media (max-width:1100px){.svc-grid{grid-template-columns:repeat(2,1fr)}}.svc-card .svc-card-img{display:block;width:calc(100% + 2.4rem);margin:-1.2rem -1.2rem .8rem;aspect-ratio:16 / 10;height:auto;object-fit:cover;border-radius:var(--radius-lg) var(--radius-lg) 0 0;border-bottom:1px solid var(--line)}.quiz-progress{height:4px;background:var(--line);border-radius:99px;overflow:hidden;margin-bottom:.8rem;max-width:720px}.quiz-progress span{display:block;height:100%;width:0;background:var(--gold-text);transition:width .25s ease}.quiz-count{color:var(--muted);font-size:.9rem;margin:0 0 .6rem}.quiz-step{border:0;padding:0;margin:0 0 1rem}.quiz-step .quiz-q-title{font-family:var(--display);font-size:clamp(1.4rem, 3vw, 1.8rem);margin-bottom:1rem}.quiz-options{display:grid;gap:.6rem}.quiz-opt{display:flex;align-items:center;gap:.7rem;padding:.95rem 1.1rem;border:1px solid var(--line-strong);border-radius:10px;background:#fff;cursor:pointer;color:var(--navy);font-weight:500;transition:border-color .15s,background .15s}.quiz-opt:hover,.quiz-opt:focus-within{border-color:var(--gold-text);background:var(--warm)}.quiz-opt input{accent-color:var(--gold-text);width:18px;height:18px;flex:none}.quiz-back{margin-top:.9rem;background:none;border:0;color:var(--muted);cursor:pointer;padding:.3rem 0;font:inherit}.quiz-back:hover{color:var(--navy)}.quiz-advice{padding-left:1.1rem}.quiz-advice li{margin-bottom:.6rem;color:var(--soft);line-height:1.65}.link-btn{background:none;border:0;padding:0;color:var(--gold-text);text-decoration:underline;cursor:pointer;font:inherit}.brand-sub{font-size:7.5px;letter-spacing:.26em;white-space:nowrap}@media (min-width:861px){.site-head .brand{flex:none}nav.main-nav{gap:28px}nav.main-nav>li{flex:none}nav.main-nav a{white-space:nowrap}nav.main-nav>li>a:not(.btn){position:relative;display:inline-flex;align-items:center;gap:6px;padding:8px 0;color:var(--soft);font-weight:500;letter-spacing:.01em}nav.main-nav>li>a:not(.btn)::after{content:"";position:absolute;left:0;right:0;bottom:0;height:1.5px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform var(--motion-fast) var(--ease)}nav.main-nav>li>a:not(.btn):hover::after,nav.main-nav>li.current-menu-item>a::after,nav.main-nav>li.current-menu-ancestor>a::after,nav.main-nav>li.current-menu-parent>a::after{transform:scaleX(1)}nav.main-nav>li.current-menu-item>a,nav.main-nav>li.current-menu-ancestor>a{color:var(--navy)}nav.main-nav>li.menu-item-has-children>a:not(.btn)::before{content:"";order:2;width:6px;height:6px;margin-top:-3px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg);opacity:.55;transition:transform var(--motion-fast) var(--ease),opacity var(--motion-fast) var(--ease)}nav.main-nav>li.menu-item-has-children:hover>a::before,nav.main-nav>li.menu-item-has-children:focus-within>a::before{transform:rotate(-135deg);margin-top:3px;opacity:.9}nav.main-nav .sub-menu{top:calc(100% + 6px);padding:.45rem;border-radius:14px}nav.main-nav li.menu-item-has-children::after{height:20px}nav.main-nav>li:last-child{display:flex;align-items:center;padding-left:24px;border-left:1px solid var(--line)}nav.main-nav .btn{border-radius:999px;padding:10px 22px;font-size:13.5px;font-weight:600;letter-spacing:.02em;box-shadow:0 6px 16px rgb(200 166 85 / .28)}}@media (min-width:861px) and (max-width:1180px){nav.main-nav{gap:20px}nav.main-nav>li>a:not(.btn){font-size:14px}nav.main-nav>li:last-child{padding-left:18px}nav.main-nav .btn{padding:9px 18px}}@media (min-width:861px) and (max-width:1000px){.brand-sub{display:none}nav.main-nav{gap:16px}nav.main-nav>li:last-child{padding-left:14px}}.f-contact button,.f-contact .f-line{flex-wrap:nowrap;align-items:flex-start;line-height:1.55}.f-contact svg{transform:none;margin-top:.2em}.f-contact .f-line a{color:inherit}@media (min-width:861px){nav.main-nav>li.yv-mega>.sub-menu{display:none;grid-template-columns:repeat(3,minmax(150px,1fr));gap:4px 18px;width:max-content;max-width:none;min-width:560px;padding:1rem 1.1rem .8rem}nav.main-nav>li.yv-mega:hover>.sub-menu,nav.main-nav>li.yv-mega:focus-within>.sub-menu{display:grid}nav.main-nav li.yv-col>a{font-size:11px!important;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-text)!important;padding:.35rem .85rem .5rem!important;background:none!important;border-bottom:1px solid var(--line);border-radius:0!important;margin-bottom:.3rem;pointer-events:none}nav.main-nav li.yv-col>.sub-menu{display:block!important;position:static;min-width:0;width:auto;max-width:none;margin:0;padding:0;border:0;box-shadow:none;background:none}nav.main-nav li.yv-col::after{display:none}nav.main-nav li.yv-col>.sub-menu a{padding:.45rem .85rem}nav.main-nav li.yv-all{grid-column:1 / -1;border-top:1px solid var(--line);margin-top:.4rem;padding-top:.4rem}nav.main-nav li.yv-all>a{color:var(--gold-text)!important;font-weight:600}}@media (max-width:860px){nav.main-nav li.yv-col>a{font-size:11px!important;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-text)!important;pointer-events:none;padding-top:12px!important}nav.main-nav li.yv-col>.sub-menu{margin-left:0;border-left:0;padding-left:0}}.cta-strip h2{margin-bottom:.6rem}.cta-strip-sub{max-width:620px;margin:0 auto 1.4rem;color:rgb(243 240 228 / .78);line-height:1.6}.cta-strip .hero-actions{justify-content:center;flex-wrap:wrap}